Strategic CFO Services

DCG aims to solve your business’s most complex challenges – we bring a breadth of experience covering financial and operational areas, and we take a long-term view in our relationship. We immerse ourselves in your company to truly understand your needs and aspirations, and we strive to become your trusted partner across all your company’s needs as if you’ve hired a world-class CFO for your organization.

  • Strategic Tax Planning

  • Cash & Liquidity Management 

  • Financing (stakeholder/ investors management) 

  • M&A Advisory

  • Strategic Operational Planning 

  • Financial Planning & Controlling

Proactive Tax Strategies

DCG  seeks to implement proactive strategies that reduce your tax exposure moving forward. We explore a variety of impactful techniques including, but not limited to, retirement plan design and contributions, under-utilized concepts within the tax code, maximizing and creating deductions, and adjusting or adding to a company’s structure. 

  • Qualified Retirement Plan Design 

  • Dual Entity Strategy

  • Charitable Strategic Solutions 

  • Donor Advised Fund ​

  • Estate Tax Analysis 

  • Others (R&D credits, Cost Segregation, and more) 

Your Challenges…

  • Do you expect a large taxable base this year and don’t know how best to reinvest? ​
  • Have you considered cost segregation, R&D credits, or restructuring to reduce your tax burden?​
  • Are you maximizing the tax reduction potential of your charitable contributions?

Our Solutions

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  • At Diamond Client Group, our philosophy is that you should be taxed on your consumption, not on the amount you are saving or investing. This is the same principle that guides much of the U.S. tax code for businesses. Entrepreneurs are generally not taxed on the dollars that are being reinvested into their companies. Within your business, there are many strategies to accomplish these tax savings. ​
  • Solutions that we bring to the table include designing the right retirement plan packages for your employees, designing a dual entity structure to support the management functions of your organization, exploring more specialized deduction strategies, like cost segregation, R&D credits, or captive insurance, and more.

Asset Protection & Treasury Management

DCG takes a strategic view to asset and treasury management. Together, we'll determine the appropriate entity structures, risk mitigation, and asset management enabling you to protect your assets while optimizing the return on your idle capital and your credit facilities. 

  • Entity Org Chart Review​

    • Asset Protection Analysis ​
    • Tax Efficiency Analysis
  • Treasury Management​

    • Optimize Return of Idle Capital ​
    • Review Credit Facilities
  • Start-up Funding with Retirement Funds​

    • Business Owner Retirement Savings Account (BORSA)​
    • Rollover for Business Startups (ROBS)

Your Challenges…

  • Have you thought about the most optimal entity (C, S-Corp) structure for your business?​
  • Do you have idle capital and want to maximize its value?​

Our Solutions

  • Our affiliated legal team, Diamond Counsel, provides guidance and execution on business structure and legal documentation to protect your assets.
  • We provide strategic treasury management guidance and solutions to earn a return on idle capital in your business operations.
  • Whether discussing buy sell considerations for partners, liability protection from creditors and customers, or optimizing the flow of assets and liabilities between your business and personal estate, our advisers can build a plan and provide guidance to help you keep your assets and build wealth.

Exit Planning

DCG partners with you to impact the transfer of your business, whether it’s to a third party, internally to employees, or to family members. We can affect all financial aspects, like M&A, business valuation, and estate equalization, while also consulting around the operational transition to the new management team, governance, and organization.

  • Buy/Sell Planning 

  • Business Valuation (informal valuations internally, formal through partners) 

  • Estate Equalization & Optimization for Family Businesses

  • M&A Execution 

  • Transition Support

Your Challenges…

  • Do you have a good opportunity to grow by acquiring a franchise but don’t have the necessary funding?
  • Are you interested in business succession involving your children or key employees, but you believe they can’t afford to buy you out?
  • Do you have multiple children but only 1 who will be taking over the company, and you’re concerned about fairness?

Our Solutions

  • With first-hand experience and a proven track record in private equity through our affiliated PE firm, Good Bull Capital, we possess the skillset required to provide strategic guidance around capital raising, financing, and M&A.
  • We’ve helped dozens of businesses with their unique succession goals, bringing creative solutions to sell and transition the company to employees or family over time.
  • Our certified family business specialists, a designation earned through The American College and Mass Mutual, are educated and experienced in estate equalization and optimization for family businesses. We can create a custom plan for your family that considers your legacy and fairness to your children and beneficiaries when there is a business succession in the mix.

Variable Compensation Design

DCG excels in creating plans to incentivize and retain your key employees. The standard 401(k) is not always the best fit for a small business. DCG knows the alternatives, like non-qualified deferred compensation, which allows you to give incentive dollars to key employees, rather than to everyone equally. Deferred Comp also comes with added flexibility and other benefits, like the ability to invest the deferred dollars.

  • Key Personnel Incentives ​

    • 409A, Nonqualified Deferred Compensation ​
    • Phantom Stock ​
    • Restricted Shares

  • Group Benefits 

  • Retirement Plan Design 

Your Challenges…

  • Do you offer or are being asked to offer a 401(k) matching program but don’t know if it’s the best incentive/ really motivates employees?​
  • Have you done everything you can to attract, retain and reward the key employees that are critical to your business?
  • Are you trying to avoid some of the limitations and problems with a traditional 401(k) plan?

Our Solutions

  • ​Most business owners assume that one of their only options for employee incentives and retention is to provide a match on a 401(k) or offer a large cash bonus. This is simply not true. There are multiple ways to incentivize key employees. ​
  • One of these alternatives is a non-qualified deferred compensation plan. We educate business owners on 409A deferred comp, custom design the plan alongside you, and connect you with an attorney to draft the documents. The desired result is to motivate your key employees to perform above expectations and commit them to staying with your company long-term.
  • 409A is not a one-sized fits all solution. During our fact finding discussions, we’ll work with you to determine which employee incentive plans best fit your situation, whether that is nonqualified deferred compensation, 401(k), phantom stock, employee stock ownership plan (ESOP), or something else.

Operational Planning through Diamond Client Consulting

Visit https://diamondclientconsulting.com/ for more details

DCG understands that you are busy working on growing your company. As it expands, analyzing your business operations, measuring performance, and developing a thoughtful and calculated plan becomes essential for achieving profitable growth and your desired goals. DCG will show you how successful companies approach operational planning and execution.

  • 5-Year Business Plan

  • Annual Strategic Plan

  • Performance Management

  • Governance

  • Operational Due Diligence

  • Monthly Implementation Support

LET’S WORK TOGETHER

Diamond Client Group works as a team to provide you with the best resources, guidance, and service available.